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Demerit points - what are they?

Your insurer cares about your driving record and calculates your premium based on any minor, major convictions or criminal convictions. This is your safety risk.

As a driver, you already know there are consequences for breaking the rules of the road - but do you know the difference between a minor and major infraction? Or how convictions can influence your insurance rates?

The top convictions which will dramatically affect your insurance rates:

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Most common traffic convictions impacting demerit points

Six demerit points:

Three demerit points (major insurance):

Two demerit points (minor insurance):

The consequences for collecting demerit points depends on what type of license you have and how many points you’ve accumulated.

Disclaimer

The information presented on this website is for informational purposes only and does not constitute legal advice. Please consult with a legal service provider (Lawyer or Paralegal) for advice about your individual situation. You may contact this office by way of electronic mail, telephone or in person. Please be advised that contacting the office through the website does not create a formal relationship with URshield Legal Services. A formal relationship is created when URshield Legal Services has been properly retained, by way of a duly executed retainer agreement, to act on your behalf. Until a formal relationship has been established, please withhold from sending any confidential information regarding your matter.